Discover #1New York Timesbestselling author David Bachs three secrets to financial freedom in an engaging story that will show you thatyou are richer than you think.Drawing on the authors experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyonefrom millennials to baby boomerscanstillmake their dreams come true.

In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her bosss suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his Three Secrets to Financial Freedom, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreamsall she has to do is make a few easy shifts in her everyday routine.

The Latte Factordemystifies the secrets to achieving financial freedom, inspiring readers to realize that its never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that David Bach is the financial expert to listen to when youre intimidated by your finances (Tony Robbins, #1New York Timesbestselling author ofMoney: Master the Game).